MORTGAGE CALCULATOR
Estimate your monthly mortgage payment
Estimate monthly payment
Total purchase price in THB.
Percentage of the price paid upfront. Most Thai banks want 20–30% from local buyers and 30–40% from foreign buyers.
Annual interest rate. As of 2026, fixed-rate home loans in Thailand typically sit between 4% and 7%.
Number of years to repay. Most Thai banks cap home loans at 30 years and require full repayment by retirement.
Estimated monthly payment
฿23,383.6Estimate only — actual rates, fees, taxes and insurance vary by lender, applicant and property. Speak to a Thai bank or licensed broker for a binding quote.
- Total cost of loan
- ฿7,015,080
- Total interest over term
- ฿3,015,080
How the calculator works
We use the standard fixed-rate amortisation formula. The same engine powers the inline estimator on every sale listing.
Enter the price
Use the slider for quick exploration or type the exact figure for a real listing.
Set your deposit
Bigger deposit means a smaller loan and lower monthly payment. Most Thai banks want at least 20%.
Pick a rate and term
Choose a rate that matches what your bank is quoting and a term you can comfortably service.
Read the breakdown
See your monthly payment, total interest and the principal-vs-interest split over the life of the loan.